jsnavbar

 

dental insurance

 

 

Dental Insurance Plans We Accept

We accept all dental insurance plans that allow you to select a dentist of your choice. Most traditional indemnity and PPO dental insurance plans allow you this freedom. Our office participates in several popular PPO dental plans. We do not accept HMO, Medicare, or Medicaid dental insurance coverage at this time. If you are interested in becoming a patient and wondering if we can work with your dental insurance, please don't hesitate to contact us.

How Our Office Helps With Your Dental Insurance

We understand that dental insurance can be confusing. We will assist you with your dental insurance by contacting the insurance company to obtain benefit and coverage information. In most instances, we will require your social security number, date of birth, and employer name to perform this courtesy. At your first visit, we will do our best to provide a summary of your benefits and answer any questions you may have.

We will also help you process your insurance claims as an extended courtesy. Please note, that some insurance companies will not allow us to process claims on your behalf. In such cases, we will assist you through the process to the best of our ability.

If insurance does not pay within ninety (90) days, our office reserves the right to request payment in full for services rendered from you and let you collect the insurance funds that are due to you. This rarely occurs, but it's important that you recognize dental insurance is a contract between you and your insurance company. Patricia M. Wong, DDS is not and cannot be part of this legal contract. Ultimately, you are responsible for all charges incurred for dental care services rendered.

Facts About Dental Insurance

Unlike medical disease, which can be both unpredictable and catastrophic, most dental ailments are preventable. With regular visits to the dentist, problems can be diagnosed early and treated. That keeps the costs of dental care much lower than those of medical care.

Medical insurance is designed primarily to cover the costs of diagnosing, treating and curing serious illnesses. Dental insurance works differently. Most dental coverage is designed to ensure that the patient receives regular preventive care. Because most dental disease is preventable, dental benefits plans are structured to encourage patients to get the regular, routine care so vital to preventing and diagnosing the onset of serious disease. In fact, most dental benefits plans require patients to assume a greater portion of the costs for treatment of dental disease than for preventive procedures.

The following are facts about dental insurance.

  • Your insurance plan is a contract between your employer and the insurance company. All patients are financially responsible for their accounts. The insurance company is responsible to the patient. Specific questions should be directed to your insurance carrier or your employer.
  • No insurance plan covers all dental expenses. Some companies pay fixed allowances for certain procedures and others pay a percentage of the charge. It is the patient's responsibility to pay any deductible amount, co-payment, or any other balance not paid for by their insurance company.

  • The benefits the patient receives is determined by how much the employer pays for the plan. The less expensive the plan, the fewer the benefits.

site map | legal | privacy